After a car accident, you have enough to think about. You may be seeking medical attention for an injury or be in search of alternative transportation to your job and other obligations. During this overwhelming time, insurance companies will find opportunities to pay you less than you may deserve, each if you’re entitled to more. Here are three common insurance tricks you should watch out for when filing a claim:
Rushing Statements and Record Submissions
Not long after your accident, the insurance adjuster is likely to ask you for statements and records. If you are still frazzled when discussing your accident, any recorded statements you make in this state may be used in the future to discredit you. Rushing your injury assessments may not provide an accurate assessment of any long-term repercussions you may experience as a result of your accident.
The statute of limitations for auto accident claims filed in Georgia is two years. While you must prepare your documents and file within this timeline, do not feel the need to rush and do things as quickly as possible.
Trying to Suggest They Have Your Best Interests in Mind
When you’re recuperating from an accident, it’s reassuring to know someone cares about you. You may get a call – or even several over time – from your adjuster asking about your health and recovery.
Though this may suggest they only want the best for you, in reality, what they want is to pay you less money than you deserve. The adjuster may try to get you to settle for a smaller amount of money, downplay an injury, or admit wrongdoing where you had no fault. No matter how kind or easy are to work with, an adjuster is operating on the behalf of the insurance company’s best interest – not yours.
Suggesting a Lawyer Isn’t Worth the Money
After an accident, you’re negotiating with your insurance company to cover many different expenses, such as medical bills, the purchase of a new car, cost of living expenses for any time you were unable to work. If you have become permanently disabled, you’ll also need to set up funds for the future. An insurance company may try to dissuade you from hiring a lawyer to handle your case to avoid the fees associated with a lawyer. Don’t fall for this. While the insurance company is trying to get you to settle for less, a good car accident attorney knows the ins and outs of the system, and typically is able to increase the amount of money you receive at a fair cost.
When it comes to dealing with insurance companies, you need an experienced personal injury attorney to actually be on your side, so you can receive what you’re truly owed. Let The Hawk Firm in Augusta, GA, help you get what you deserve. To schedule a free attorney consultation, call 706-724-8537 today.
The Hawk Firm is an experienced team of trial lawyers, founded in 1984 by attorney Jacque D. Hawk. Today, Hawk and his associates remain committed to achieving results and are experienced in many areas of law, including criminal defense, drug possession, violent crimes, personal injury, car accident injury, medical malpractice, family/adoption law, and probate law. To discuss your legal needs, call 706-724-8537 or fill out our online contact form. Located in downtown Augusta, we serve the greater Augusta, GA, metro area, including Evans, Martinez, Grovetown, and Hephzibah, and handle cases throughout Georgia.